Terms of Use

Effective Date: September 30, 2026

Introduction
These are the Terms of Use (the “Terms“) for the Pine Brook Road Partners, LLC (“Pine Brook“) website found at https://www.pinebrookpartners.com/ (the “Site“).

Please be aware that these Terms constitute a binding legal agreement between you and Pine Brook. You agree you are responsible for your use of our Site and any resulting consequences. You may use our Site and interact with us only in compliance with these Terms and all applicable laws. Your use of our Site constitutes your acceptance of these Terms and our Privacy Policy.

Eligibility Requirements
The Site are not directed to children under the age of 16. You may not use the Site if you are under the age of 16.

Representations & Warranties to Pine Brook
By using our Site, you represent, warrant, and agree:

  1. You meet all age and eligibility requirements expressed in these Terms;
  2. You are solely responsible for the accuracy, legality, and appropriateness of your use of the Site, including all data, files, and communications entered into the Site, as well as the use of downloadable assets generated from the Site; and
  3. You will only use our Site for lawful purposes.

Prohibited Uses
You agree not to use our Site:

  1. In any way that violates any applicable federal, state, local, or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the US or other countries);
  2. For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personal information, or otherwise;
  3. To transmit, or procure the sending of, any advertising or promotional material without our prior written consent, including any “junk mail,” “chain letter,” “spam,” or any other similar solicitation;
  4. To impersonate or attempt to impersonate Pine Brook, a Pine Brook employee, another user, or any other person or entity (including, without limitation, by using email addresses associated with any of the foregoing);
  5. Use the Site in any manner that could disable, overburden, damage, or impair the site or interfere with any other party’s use of the Site, including their ability to engage in real-time activities through the Site;
  6. Use any device, software, or routine that interferes with the proper working of the Site;
  7. Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful;
  8. Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Site, or any server, computer, or database connected to the Site or attack the Site in any way; or
  9. Otherwise attempt to interfere with the proper working of the Site.

Termination of Access
Pine Brook maintains the right to suspend or disable your access to the Site or to terminate these Terms, at our sole discretion and without prior notice to you if you breach the Terms, or if Pine Brook otherwise determines such action is warranted.

Availability and Upgrades
We reserve the right to withdraw or amend our Site at our sole discretion without notice. We will not be liable if, for any reason at all, or any part of the Site are unavailable, at any time or for any period.

Pine Brook may from time to time in its sole discretion develop and provide updates to the Site, which may include upgrades, bug fixes, patches, other error corrections, and/or new features.

Reliance on Information Posted
The information presented on or through the Site is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Site, or by anyone who may be informed of any of its contents.

Intellectual Property

Service Content, Software and Trademarks. You acknowledge and agree that our Site may contain content or features (“Service Content“) that are protected by copyright, patent, trademark, trade secret, or other proprietary rights and laws. Except as expressly authorized by Pine Brook, you agree not to modify, copy, frame, scrape, rent, lease, loan, sell, distribute or create derivative works based on our Site or Service Content, in whole or in part, except that the foregoing does not apply to any of your own feedback that you legally upload to our Site.

The Pine Brook name and logos are trademarks and Service marks of Pine Brook (collectively the “Pine Brook Trademarks“). Other Pine Brook, product, and Service names and logos used and displayed via our Site may be trademarks or Service marks of their respective owners, who may or may not endorse or be affiliated with or connected to Pine Brook. Nothing in these Terms or in our Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any of Pine Brook Trademarks displayed through our Site, without our prior written permission in each instance. All goodwill generated from the use of Pine Brook Trademarks will inure to our exclusive benefit.

Indemnity and Release
You agree to release, indemnify, and hold harmless Pine Brook, its affiliates, and its and their respective officers, employees, directors, members, and agents from any and all losses, damages, expenses, including reasonable attorneys’ fees, rights, claims, actions of any kind and injury (including death) arising out of, or relating to, your use of Site and interactions with us, your violation of these Terms, or your violation of any rights of another.

Disclaimer of Warranties Related to our Site
YOUR USE OF OUR SERVICES AND YOUR INTERACTIONS WITH US IS AT YOUR SOLE RISK. OUR SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. PINE BROOK EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESSED, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

PINE BROOK MAKES NO WARRANTY THAT: (I) OUR SERVICES OR OTHER INTERACTIONS WILL MEET YOUR REQUIREMENTS, (II) OUR SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (III) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF OUR SERVICES WILL BE ACCURATE OR RELIABLE, OR (IV) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH OUR SERVICES WILL MEET YOUR EXPECTATIONS.

Limitation of Liability
YOU EXPRESSLY UNDERSTAND AND AGREE THAT PINE BROOK WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY DAMAGES, OR DAMAGES FOR LOSS OF PROFITS INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF PINE BROOK HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, RESULTING FROM: (I) THE USE, OR THE INABILITY TO USE, OUR SERVICES OR ANY CONTENT; (II) THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM OUR SERVICES; (III) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR CONTENT, TRANSMISSIONS, OR DATA; (IV) STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON OUR SERVICES; OR (V) ANY OTHER MATTER RELATING TO OUR SERVICES OR CONTENT. IN NO EVENT WILL PINE BROOK’S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES OR CAUSES OF ACTION, EXCEED THE AMOUNT YOU HAVE PAID PINE BROOK IN THE LAST SIX (6) MONTHS, OR, IF GREATER, ONE HUNDRED U.S. DOLLARS (US $100). SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS SET FORTH ABOVE MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF OUR SERVICES OR WITH THESE TERMS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF OUR SERVICES.

General

Modification. We may modify these Terms at any time. We will post the changes on our Site with the effective date, and notify you of any material changes. Your continued use of our Site or continued interactions with us after the date of any such changes become effective constitutes your acceptance of these Terms.

Governing Law. The validity, interpretation, construction, and performance of these Terms shall be governed by the laws of the United States, where applicable, and otherwise by the laws of the State of New York without regard to its principles of conflicts of laws. Any dispute arising out of these Terms shall be heard in a court of competent jurisdiction over cases and controversies arising in New York, New York.

No Waiver. The failure of Pine Brook to exercise or enforce any right or provision of these Terms will not constitute a waiver of such right or provision.

Severability. In case any provision of these Terms is found by a court of competent jurisdiction to be invalid, the validity, legality, and enforceability of the remaining provisions will not be affected and remain in full effect. The parties agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision.

Claim Limitations. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of the use of the Site or these Terms must be filed within one (1) year after such claim or cause of action arose or be forever barred.

Contact Us
Contact Form: https://www.pinebrookpartners.com/contact/
Phone: (212) 847-4333